Accidents will happen – are you covered?
Injury and ill‐health in the workplace is more commonplace than anyone would like, with more than 150,000* non‐fatal injuries occurring in the workplace each year and an estimated two million people suffering from ill health which is caused, or made worse by work.
A good health and safety regime in the office is not only a legal requirement, but can help minimise the chances of an injury or illness occurring. Appropriate insurance is also a must to protect yourself, your employees and visitors.
There are some simple steps you can take to minimise the chances of an incident happening in the workplace. The HSE recommends carrying out a 5 step risk assessment of the office as follows:
- Identify the hazards
- Decide who might be harmed and how
- Evaluate the risks and decide on precautions
- Record your findings and implement them
- Review your assessment and update if necessary
It’s also important to have Employers’ Liability and Personal Accident insurance in place to cover you should an employee injure themselves at work.
Call your broker to find a policy that meets your needs, at a price that’s right.
*Health and Safety Executive