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Manufacturing Insurance
Specialist Manufacturing insurance solutions
Being a manufacturing firm, you have specialist insurance requirements that need the attention of an expert. In addition to the risks you face on a day to day basis, you may also be concerned with the efficacy of the products you’re making as well as their potential to cause harm or injury.
Depending on the nature of the manufacturing processes involved, there will almost certainly be a higher than average Health & Safety exposure and there will always be the risk of theft both from the premises and while in transit.
You may be a sole entrepreneur making a unique product, a small business with a specialist market or a large manufacturer of a range of goods. Whatever the size of your manufacturing business, you’ll have common risks that will require cover, for example, you’ll probably have stock and machinery; you may have employees, plant, computers and transport.
Once you know your people, assets, liabilities and business processes are covered, you then need to consider what other exposures you may be faced with.
A typical list of comprehensive Manufacturing insurance coverage:
Business buildings insurance | Contents, machinery and equipment |
Commercial business insurance | Business interruption |
Machinery insurance | Mechanical breakdown/engineering |
Goods in transit | Employers’ liability |
Factory insurance | Food manufacturing insurance |
Public liability | Product recall |
Employee dishonesty | Directors & Officers liability/employment |
Practices liability/Entity liability | Legal expenses |