Personal Insurance

Personal Insurance encompasses a range of products that provide coverage for your personal belongings like your car, home, and valuable possessions. This can also be extended to include protection for activities you engage in, such as your travel plans and holidays. With the right Personal Insurance, you can ensure that your assets are protected against risks such as: damage, loss, theft and vandalism.

Securing the right Personal Insurance is crucial in guaranteeing adequate protection in times of need. Personal Insurance encompasses various types of cover such as: Car Insurance, Home Insurance, and Travel Insurance. It becomes increasingly important to have coverage for the specific items and plans that you wish to protect. Doing so not only shields you from potential financial losses but also provides reassurance during unexpected situations.

• We have access to the major insurers
• Defacto 5-star rated products
• We handle your claims (so there is no dealing with insurers trying to minimise their claims payouts)
• You will deal with the same person for renewal
• Our team have a combined experience of 85 plus years

Home Insurance, also known as Homeowners Insurance, is a type of property cover that could provide financial protection for your home and its contents. It is designed to cover the costs of repairing or replacing your house and belongings in the unfortunate event of damage or loss.

Rebuilding your home after a fire or flood carries a cost that exceeds the financial means of many individuals. It is also common for people to underestimate the worth of their possessions and the potential expenses associated with replacing everything in the event of theft or damage. Therefore having the right Home Insurance cover can help to protect you from unwanted financial burdens that you may face.

Buildings Insurance

Buildings Insurance enables you to cover the cost of repairing or rebuilding your home in the event of a fire, flood, or other damage. It protects the structure of your home including permanent fixtures, bathroom fittings and fitted kitchens. It is important to note that the value of your home for insurance purposes is the cost of rebuilding the house and replacing the permanent fixtures, and not the market value of your home.

Contents Insurance

Home Contents Insurance can cover the personal belongings that you own in your home. Home Contents Insurance encompasses a range of items, spanning from furniture to electronic appliances including laptops and televisions. Some policies even extend coverage to valuable possessions such as mobile phones and bicycles. While Contents Insurance is not obligatory, it offers reassurance and financial security in case of theft, damage, or loss. We are able to arrange various levels of cover from ‘new for old’ to a more comprehensive policy including full accidental damage and personal possessions cover.

Every holiday is different – that’s why we’ll talk through your holiday plans to make sure you’re covered for whatever adventures you’ve got planned.

Ranging from medical expenses abroad, trip and holiday cancellations, and baggage loss, we can make sure that you are adequately covered. Whatever your travel, whether that be a fun-filled family holiday, a more relaxing beach holiday, or solo backpacking across the world, having the right Travel and Holiday Insurance for your needs is of utmost priority.

Travel Insurance Cover can range from:

• a single cover for a one-off holiday
• An annual travel policy if you’ve got lots of trips
• Add-ons like winter sports or cruise cover
• Business cover options

We can usually arrange Travel Insurance that covers pre-existing medical conditions. However, if for some reason we are unable to find you affordable Travel Insurance for your medical conditions, the Money Advice Service has launched a directory listing companies that may be able to help you. The directory can be accessed by either clicking here or calling 08001 387 777.